If you are a salaried employee working in India, you might see some changes in salary structure in your payslip starting April 2021, which may lead to a decrease in your take home salary (net salary). In the Wage Code of 2019, it is stated that the allowances part of the salary cannot be more than 50% of the total salary. Let us see in simple language what it means for you and how it impacts your salary…..
ICICI Sapphiro Credit Card Review Launched in 2012, the ICICI Sapphiro Credit Card was the third Credit Card to be launched in the ICICI Gemstone collection. With ICICI Sapphiro Credit Card, you get 2 cards linked to the same account: Sapphiro Amex and Sapphiro MasterCard with a combined limit and hence, you get to enjoy […]
Amex Platinum Travel Credit Card is a ‘Travel’ Credit Card which is very useful for the frequent travellers who like staying in luxury hotels. The reward rate can go up to 6.1% if you are a frequent traveller.
Bank of Baroda Eterna Credit Card is one of the best Premium Credit Cards in India launched for people who have online spends. On using properly, this Credit card gives returns of up to 4.15%.
SBI SimplyCLICK Credit Card Review SBI SimplyCLICK Credit Card is an entry-level Credit Card from SBICards a Subsidiary of the State Bank of India, and is primarily suitable for the ones who have their primary spending on online merchants as it has decent rewards on online transactions. A thing which I like about SBI cards […]
OneCard Review: The Metal Credit Card OneCard is a Visa Signature Credit Card launched by a fintech start-up FPL Technologies in partnership with IDFC First Bank. They became popular because of their initial waitlist based invitation process, but now they have opened the card to all eligible individuals. The best thing about OneCard is its […]
With the latest tranche of Sovereign Gold Bond Scheme open for subscription between December 28th 2020 to January 1st 2021, many of my friends were asking me about this scheme. So, I did some research and decided to write a post for others, explaining the features of Sovereign Gold Bond and all that is required […]
In my previous post on Home Loans, I did a comparison of a 20 year and a 30 year home loans and explained how interest is calculated in a loan and the calculation involved while prepayment of the loan. We saw how prepayment helps in reducing the overall interest amount to be paid and closing […]