Boost Your Personal Finances
HDFC Regalia Credit Card Review HDFC Regalia is one of the oldest and one of the most popular Premium Credit Cards in India. The normal reward rate of this card is decent but with SmartBuy benefits (see rewards section below), this card can give returns up to 5%. Let us look into the details of this …
With the market crash due to worldwide COVID-19 outburst in the last few days, many of my friends have asked me: “Should I stop Equity Mutual fund SIP payments for 1-2 months since the market is too risky and may further go down?”. Yeah, I agree market is too risky and volatile currently, but still …
Should you stop your Equity Mutual Fund SIP payments during a market crash? Read More »
HDFC Diners Club Black Credit Card Review Well, I don’t know how to introduce the HDFC Diners Club Black Credit Card. Lets just say that if I was allowed to have just one credit card which could be used everywhere, I’d go for this card (Actually I’d go for HDFC Infinia 😜, but that is invite only). …
Standard Chartered DigiSmart Credit Card Review Standard Chartered Bank recently launched the Digismart Credit Card solely focusing on the millennials in India. This card is very good for the people using Myntra, Yatra, Zomato, Ola, Grofers and Inox frequently since it provides good offers on these merchants. Fees Joining Fee None Monthly Fee Rs 49 + GST (18%), …
Standard Chartered (StanC) DigiSmart Credit Card Review Read More »
Well, what is Credit Score? Imagine a person goes to the bank and applies for a loan or a credit card. Does the bank approve the loan/credit card directly, without any background check? The clear answer is, no. Why? Because the banks are businesses. They are siting there to make profits, not to do charity. …
So, you got your first credit card, great! Now what? How are you going to use it? Using a credit card seems like the simplest task ever. Just take out the card from your wallet, swipe, enter the pin and done. After that pay the bill once it is generated. Isn’t it? Correct, but this …
Credit cards are one of the most misunderstood things in India. Most of us have been advised by our friends and family not to use credit cards. The reason they provide is: “If you have to use credit card to borrow money and pay back the full amount next month, why not just pay now …
Why you should ALWAYS prefer Credit cards over other payment methods? Read More »