Boost Your Personal Finances
Well, what is Credit Score? Imagine a person goes to the bank and applies for a loan or a credit card. Does the bank approve the loan/credit card directly, without any background check? The clear answer is, no. Why? Because the banks are businesses. They are siting there to make profits, not to do charity. …
So, you got your first credit card, great! Now what? How are you going to use it? Using a credit card seems like the simplest task ever. Just take out the card from your wallet, swipe, enter the pin and done. After that pay the bill once it is generated. Isn’t it? Correct, but this …
Credit cards are one of the most misunderstood things in India. Most of us have been advised by our friends and family not to use credit cards. The reason they provide is: “If you have to use credit card to borrow money and pay back the full amount next month, why not just pay now …
Why you should ALWAYS prefer Credit cards over other payment methods? Read More »